Financial Planner – Manulife Securities Investment Services Inc.
Life Insurance Advisor - 123Retire
Robert says he came into this business because of his father. His Dad was a very hard worker, being both a farmer and a commercial grain hauler, and for many years, working for an oil company also.
Somehow Robert felt that his Dad wasn’t too astute when it came to money. He says that many times he’d watch his Dad come out on the losing end. “Being ‘ripped off’ was more than a saying in our house, and I thought that if I could learn a lot about money, I could help my Dad and others like him to not be taken advantage of.” And so that’s what I’ve tried to do.
In a world where shareholder value is not only paramount, but sacrosanct, Robert has a certain amount of distrust of large financial institutions, and he is still skeptical of them to this day. Robert says, “I must admit that watching “It’s a Wonderful Life” with Jimmy Stewart or “The Big Short” hasn’t helped the situation.”
Robert also has little love for Government, at any level, but he plays by the rules. And when it comes to taxes, he works hard to ensure his clients don’t pay more than necessary.
The concept of financial freedom has great appeal for Robert, and with retirement being the euphemism for financial freedom in our society, focusing on retirement planning was a natural progression in working with his clients. He now feels it’s his purpose in life.
As such, Robert likes to focus on working with clients to secure their overall well-being in retirement. He believes numbers are important but says what people ultimately care about is having a great life.
He feels his challenge is to help people get more life out of their money. He’s always saying, ‘This isn’t a dress rehearsal, you know; you’ve got to live now.’ Towards this end, he manages client’s investments to generate sustainable, tax-effective income that will give them the power to realize their full potential in this phase of life.
Robert has acquired a lot of alphabet after his name over 29 years of doing this. While his formal education has been significant, he says experience has been the best teacher. He has the knowledge, but feels his greatest value lies in his experience (wisdom) and his caring about those he works with.
Robert is very conscientious about the work he does, and because he’s figured out how many people he can really be effective in working with, he’s set a limit on the number of clients he will take on.
On top of that, he won’t work with people he doesn’t like. He says life is too short. “It’s not about the money. My time is more valuable, and I’m not giving my time to someone who doesn’t appreciate the work we’re trying to do with them.”
A voracious reader, he always seems to have a dozen books on the go at any one time. Robert says he’s a sucker for knowledge and he’s always exploring new concepts or strategies that might help his clients have better lives. A firm believer that an educated client is a better client, he is committed to helping clients improve their financial literacy.
Robert’s a recovering workaholic who enjoys playing hockey; he currently plays in the Edmonton Vintage League (55+). He loves to ride his motorcycle, but not in Alberta; he says there’s only one road worth riding in the province and it’s too short, but luckily, it’s in Edmonton.
He also likes camping, preferably in the mountains, and he says he’s come to enjoy dinner theatre, especially musicals. He likes to laugh with friends and clients, and likes nothing better than sitting down with these people for a meal and a drink or two and talking about life, etc. (Sometimes you can’t shut him up on politics.)
And when it comes to taxes, he works hard to ensure his clients don’t pay more than necessary.