Will your family be taken care of when you’re gone?
No one likes to contemplate their own death. Or the death of a loved one. But it happens.
Unfortunately, estate planning tends to be one of the least understood and most poorly executed areas of financial planning. Unless properly planned, disaster may be hiding down the road for many of you.
Most people do not fully understand the complexities of estate planning. Consequently, unintended, but avoidable, estate erosion is all too common.
And let’s not forget the emotional costs associated with family disagreements. It’s disheartening how dormant sibling rivalries often surface with the death of a parent.
At the same time, nobody wants to see significant portions of what they’ve spent a lifetime building up, going to the Government in the form of taxes, or to lawyers or accountants in the form of fees. Often unnecessary, but it happens.
Probate, guardianship, taxes, protecting your children’s inheritance, protecting the retirement income of your spouse or partner ꟷ these are just a few of the issues we deal with regularly.
The truth is most people do a poor job of this. And it’s not always their fault. Sometimes, competent advice can be hard to come by.
With some planning and guidance, you could be able to say what a few clients have said to me when it was all over, “It’s funny, but I’m ready to die now, so let’s get on with living.”
You, too, could be enjoying a more fulfilling life in retirement. It’s easier than you think. And we’re here to help you every step of the way…