You can’t eat assets. Our position is that investments exist to provide the income you need to achieve your financial goals. And our definition of a financial goal is simply one of your dreams with a deadline and a price tag.
Everyone wants to make lots of money, but we’re all somewhat different in our comfort with risk and how we want to live our lives; therefore, we develop custom portfolios designed to address your needs and preferences.
We like the idea of goals-based investing, and technology now allows us to customize different portfolios for you, each one specifically designed with the right balance of investment capital and risk exposure to deliver the money you need, when you need it, to accomplish the specific goals or financial objectives you’ve set for yourself.
Not only does this allow you to understand the relationship between your money and your life, it allows you to measure your progress towards your goals. Even better, improved clarity around what you are doing often prevents emotional knee-jerk reactions to negative changes in the markets.
No one knows the future (never forget that), and yesterday’s performance numbers are just that ꟷ old news. History. Tomorrow is a new day.
I don’t deny that returns are important, but so is wealth preservation. This makes other factors like your investment process, investment discipline, risk exposure, volatility, cost, portfolio turnover and tax consequences, behavioural biases and attitude equally important. Maybe even more important.
It’s been our experience that quality trumps everything else; therefore, we want you to have a clear and disciplined investment plan that is integrated with your retirement plan. That includes ongoing monitoring of your investments to ensure that there are no surprises.
Let us help you connect all the dots in your financial life and bring simplicity back into your life.