We have built 123RETIRE to focus on creating (or recreating) retirement plans for people who are contemplating retirement within the next five to seven years, or those who have recently retired, e.g., within the last five years.
Along with the co-creation of clients’ plans, we actively select and manage clients’ investment assets to generate tax-effective income streams to not only bring their plans to life, but to sustain those plans.
The transition from accumulation to drawing retirement income involves well-planned strategic and tactical changes. As such, we’re in the business of providing clients with clarity, wisdom, and partnership to co-develop and implement sustainable financial solutions for their retirement.
In doing so, we keep all seven areas of a client’s financial life in mind. Those seven areas are tax, estate, investment, risk management, insurance, debt and cash flow.
And it’s not just about the money. We address all eight factors of retirement to help our clients fully rethink their concept of retirement. This allows them to create options that enable them to truly enjoy a better quality of life in retirement.
Our process answers three simple yet critical questions for them: What do I get, what does it cost, and how will you keep me on track?
While we may not give direct advice or planning in all areas, we collaborate with a network of other professionals to address tax issues, estate planning, legal matters, major purchases, insurance, etc.
We know that at the end of the day, you want co-ordinated or integrated planning and advice that is in your best interests and no one else’s.
And you want transparency. We pull back all the curtains.
"You can't fake caring! And you can't be an individual in this business. We’re good, but we don’t flatter ourselves. We readily involve other experts to ensure your retirement happens the way you want".